TKL - Turkish credit line

• T.C. Ziraat Bankasi A.S. Turkey provided funds for the financing line 
• It is intended for the support of agriculture, services, production, tourism and sustainable return
• Period of financing: from 12 to 60 months, including grace period
• Maximum amount of financing for corporate clients is EUR 1,000,000.00
• It is possible to apply for the same type of financing on several occasions within duration of the credit line
• One client (if it has creditworthiness) can use several financings for different purposes
• Profit rates: up to 1 year - to 2.99% p.a., up to 5 years - to 3.49% p.a., up to 6 years - to 3.99% p.a., for the amount up to 50,000.00 EUR, the ability of financing under the rate of 0.00

The Turkish credit line includes the entire area of BiH where minority of refugees and displaced persons are coming back.

• Republika Srpska – minority populations of Bosniaks and Croats
• The Federation of BiH – minority population of Serbs
• Special project areas – parts of the Federation: The Herzegovina-Neretva Canton, West Herzegovina (Široki brijeg, Grude, Ljubuški, Posušje), Goražde, Brčko, The Central Bosnia (N. Travnik, Vitez, Kiseljak, Busovača, Jajce, G. Vakuf), TheCanton 10 (Livno, Tomislavgrad, Drvar, Glamoč, Kupres)

Target groups

• SME – clients, manufacturers and exporters – development and bringing business to a higher level with condition of additional employment.
• Rural entrepreneurs, farmers and non-farmers developing companies that create additional value to the rural economy, including small/medium manufacturers in dairy farming, fruit production, herbs, forest products and other activities.

One corporate client (if it has creditworthiness) can use one financing at the same time for the following purposes:

• Working capital
• Investment
• Financing of the equipment purchase

It is possible to apply for the same type of financing on several occasions within duration of the credit line.