Information and characteristics
With BBI packages, you obtain the right to overdraft without any fee. Beneficiaries of BBI Packages that are employed (or pensioners) can apply for overdraft.
Overdraft can be approved in the following amount:
- Up to 300% monthly unencumbered income - for employed clients
- Up to 100% monthly unencumbered income – for pensioners
Overdraft is approved in the amount up to BAM 2,000.00 and maximum amounts are defined with different type of package:
Necessary documentation for overdraft opening within the account package
The Bank's clients:
- Submit completed and signed Request for package opening, certified by the employer
Non-clients:
- Submit a copy of ID card and Residence Certificate (for residents)
- Submit completed and signed Request for package opening, certified by the employer
The Bank shall make a final decision on overdraft approval and it shall hold the right to request additional documentation, if necessary.
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