Visa Classic

• Unique credit card in the Region
• Interest-free credit card
• Credit card based on Islamic banking principles
• Simple for use
• Internationally accepted card
• Card holder’s costs depend on the use of the card

CHIP TECHNOLOGY PROTECTS YOUR PERSONAL DATA ON THE CARD

ADVANTAGES

•    The choice of how to handle debt is left to the card holder (insurance or guarantors, salary recipient)
•    The card is issued quickly without hassle
•    Choice of revolving (5% or 10%)
•    Transparency and clear prediction of liabilities
•    Calculation of discount on transaction fees (discount is calculated based on the transaction fee of the past 3 months provided that the card holder was not at default and under penalty for late payments in that period)
•    Penalty charges are calculated solely for the amount of due debt
•    Card limit is equal to the sum of card holder’s 2-3 salaries (according to net salary slips), dependant on the rating and importance of employer
•    Distribution of cards to the network of branches/ sub-branches is done by mail through separate delivery system
•    PIN mailers are dispatched directly from Bamcard
•    The card is reissued every 3 years
•    Our BBI VISA Credit Card can be used online for purchasing goods and paying services