NEW AND USED CARS UP TO 10 YEARS OLD

At a time when a car is no longer a luxury but a necessity, Bosna Bank International offers you the opportunity to buy it in a very simple and convenient way.  .
TERMS - SECURITY/COLLATERAL

Currently on offer BARGAIN TERMS for financings the following categories of cars from only:

USED CARS

• for financing up to 15,000 KM a pledge, no guarantors
• up to 20,000 KM, a pledge + 1 guarantor
• up to 35,000 KM, a pledge + 2 guarantors
• Application processing fee: 1%, 1.75%, maximum 1,700 KM
• Obligatory participation of 1% of the amount of financing, minimum
 100 KM
• MAXIMUM FINANCING PERIOD: 7 years

NEW CARS

• for financing up to 25,000 KM a pledge + full insurance
• from 25,000,01 KM to 30,000 KM, a pledge + full insurance + 1 guarantor,
• from 30,000 KM to 45,000 KM, a pledge+ full insurance + 2 guarantors
• 20% participation replaces a guarantor in any combination
• Application processing fee: 1%, 1.75%, maximum 1,700 KM
• Obligatory participation of 1% of the amount of financing, minimum
 100 KM
• MAXIMUM FINANCING PERIOD: 7 years 

Required documentation

WHEN  AN APPLICANT IS AN EMPLOYEE OF A PUBLIC INSTITUTION  OR BUDGET ORGANIZATION
1. Financing application form (filled out and duly certified by employer)

2. Copy of registration of residence (CIPS form)

3.Copy of identity card

4. Attestation of income or salary list for the past three months

5. When the financing is approved the applicant is obliged to certify copy of identity card
    and pledge registration form in the Municipality

WHEN AN APPLICANT IS EMPLOYED IN A JOINT STOCK COMPANY

1.  Financing application form (filled out and duly certified by employer)
2. Copy of registration of residence (CIPS form)
3. Copy of identity card
4. Copy of M2 form
5. Salary list for the past three months
6. Current account statement for the past three months
7. When the financing is approved the applicant is obliged to certify copy of identity card
    and pledge registration form in the Municipality

WHEN AN APPLICANT IS EMPLYED IN A LIMITED LIABILITY COMPANY

1. Filled out Application form and duly certified by employer
2. Copy of registration of residence (CIPS form)
3. Copy of identity card
4. Copy of M2 form
5. Salary list for the past three months
6. Salary specifications certified by Tax Administration office for the past 3 months
7. Current account statement for the past three months
8. When the financing is approved the applicant is obliged to certify copy of identity card
    and pledge registration form in the Municipality

WHEN AN APPLICANT IS A RETIRED PERSON

1. Application filled out by Retirement and Disability Insurance Institute
2. Copy of registration of residence (CIPS form)
3. Copy of identity card
4. Pension checks for the last three months or an attestation of received pensions
5. When the financing is approved the applicant is obliged to certify copy of identity card
    and pledge registration form in the Municipality

THE FOLLOWING SHOULD BE SUBMITED FOR REALIZATION OF FINANCING:

- Car Sales agreement /invoice for the car
- Car registration card (when the Seller is a natural person)
-  Financing processing fee 0.50%; 1.25% or 1.75% of the amount of financing
-  Costs of entry in Car Pledge Register 20.00 KM
-  Full insurance policy (when required by financing)
-  Obligatory participation of 1% of the amount of financing
-  When financing is approved to buy two blank promissory notes

The Bank retains the right to request additional security instruments if deemed necessary.