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Current Account

BBI Current Account is a business account, which is opened to the account holder so that he/she can receive payments in and perform payments within available amount of money on it and within approved overdraft.

Account holders can be domicile and foreign individuals. For underage and persons under guardianship, legal representative (one of the parents or guardian) can open a Current Account.

When opening an account or even later, an account holder can authorize one or two persons for disposal with the money on his/her Current Account. Introducing a number of benefits in current accounts operations, BBI facilitates management of your finances.


Type of current accounts

  • Current Account with regular monthly income (necessary evidence on monthly income)
  • Current Account without regular monthly income (client is using only the debit card).

Authorized Overdraft

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Bank approves regular authorized overdraft immediately after your first regular inflow into the card account;
  • The Bank can approve an overdraft set at 200% of average regular inflow to account holder who has regular monthly inflow on his/her current account;
  • After three months of regular inflow to client’s current account the Bank can offer authorized  overdraft up to maximum 300% of average regular inflow;
  • Overdraft of current account is automatically approved every 6 months, without a need to settle the account to a positive balance.

Standing Payment Order

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Standing Payment Order serves for payment of payables or effecting payment from the account holder’s current account in favor of the account of the user of the standing payment order. Account holder can authorize the Bank with Standing Payment Order to pay in his/her name, more exactly to debit his/her account permanently or in certain periods for payment of his liabilities pertaining to his/her other accounts with the Bank, or for other services.



BBI SMS Services

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BBI SMS service provides the Current Account holders with insight into the balances and the changes of the balances of their current accounts by SMS enquiry on account balance.






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How to open a Current Account in BBI?
Please visit any Branch office of Bank, show your identity card, registration of your place of residence and request opening of a Current Account.

Disposal of funds on Current Account
Visa Electron and/or BBI Club Debit Card