We support and contribute to agricultural development through BBI financing

IFAD Fund VI Project

IFAD VI Project is intended for individual agricultural manufacturers, small and medium companies and projects of rural entrepreneurship improvement.

Available benefits:

Maximum financing amount 30,000 BAM

Repayment period up to 60 months

Up to 65 years of age

Grace period up to 18 months

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Goal of financing from funds of IFAD Fund:

Financing is intended for individual agricultural manufacturers and small and medium companies, and projects of rural entrepreneurship improvement.

Purpose of financing from funds of IFAD Fund:

• Cattle purchase
• Establishment of plantations of woody and soft fruit
• Purchase of glasshouses and greenhouses
• Purchase of equipment and agricultural mechanization
• Construction and reconstruction of stables and facilities for animal and poultry breeding
• Other needs of agricultural households
• Financing of small and medium companies for primary and working capital

The Project area:

• The Una-Sana Canton: Bosanska Krupa, Bosanski Petrovac and Bužim,
• The Posavina Canton: Orašje and Odžak,
• The Tuzla Canton: Čelić, Teočak, Sapna, Kalesija and Kladanj,
• The Zenica-Doboj Canton: Vareš and Breza,
• The Bosnian-Podrinje Canton: Goražde, Foča-Ustikolina and Pale-Prača,
• The Central-Bosnia Canton: Dobretići, Jajce and Gornji Vakuf - Uskoplje,
• The Herzegovina-Neretva Canton: Neum, Ravno and Stolac,
• The West Herzegovina Canton: Grude,
• The Sarajevo Canton: Trnovo,
• Canton 10: Drvar, Bosansko Grahovo, Glamoč and Kupres.

Age of the client:

• At the moment of financing repayment: maximum 65 years of age

The financing amount:

• Maximum financing amount 30,000 BAM

The period of financing:

• Maximum 60 months

Financing share:

• Minimum 10 BAM

Processing costs:

• For short-term financings (up to 12 months) - 1% from the financing amount,
• For long-term financings (from 12 to 60 months) - 1.5% from the financing amount

Collaterals

• Document on foreclosure for the financing beneficiary and other participants providing a personal guarantee for the settlement of financing liabilities
• Personal bills of exchange with indication without a protest
• Mortgage on the real estate
• Pledge of movables
• Co-debtors/guarantors

Necessary documents

• Application Form for financing completed and signed by the main debtor/co-debtor/guarantor and certified by the employer;
• Copy of ID Card for the main debtor/co-debtor/guarantor;
• Copy of Residence Certificate (CIPS) for the main debtor/co-debtor/guarantor;
• Evidence on the income of the main debtor/co-debtor/guarantor - three final pay slips/pension payment or three final monthly statements by current account;
• Certified copy of GIP 1022 Form from the employer (except for employees of budget institutions, public companies and other organization forms financed from the BiH budget, as well as employees of companies registered in the Republika Srpska);
• Certified copy of the Decision from the relevant administration body for the main debtor/co-debtor/guarantor in case of a self-employed person;
• Copy of the Employment Contract of the main debtor/co-debtor/guarantor in case of employees of international organizations;
• Ownership document/Vehicle Registration Certificate
• Contract on the sale of products assigned to the Bank
• Land Registry Certificate proving the land ownership
• Contract with companies in cases when the company is acting as a guarantor
• Contract with subcontractors, if they exist
• Documentation proving the purpose of financing (Contract/Precontract on Purchase)

For financings secured by mortgage:

• Appraisal from Certified Court Expert from the BBI list, not older than 6 months;
• The original Land Registry Certificate for the real estate (not older than one month);
• The real estate insurance policy from the following risks: fire, flood, earthquakes and gas explosion, contracted to the period of financing duration, secured in favour of BBI Bank;
• Mortgage Contract prepared by the Notary.

For financings secured by pledge:

• Copy of the Vehicle Registration Certificate (in case of vehicle pledge)
• Appraisal from Certified Court Expert (in case of equipment pledge)
• Full car insurance policy secured in favour of BBI (only for financing of new cars)

Download documentation

• Application Form for financing - financing beneficiary
• Application Form for financing - financing co-debtor
• Application Form for financing - financing guarantor
• FBiH Info Sheet - Agricultural financing of IFAD Fund IV Project
• General Terms and Conditions for financing of retail clients

You might be interested in the following products:

BH ATM network

BH ATM network provides free cash withdrawal to BBI debit cardholders on BH ATM network.

Electronic services

Taking your needs into consideration, BBI is offering eBBI and mBBI, technologically superior services of electronic and mobile banking.